About this wallet
Singapore's popular multi-currency travel card: Mastercard, 0% FX fee, no annual fee, 12 currencies, 150+ countries; S$400/mo free ATM.
!Not a bank. YouTrip is operated by Travel Wallet Pte Ltd under a Major Payment Institution licence from the Monetary Authority of Singapore (MAS); wallet balances are not bank deposits and are not deposit-insured.
Can foreigners or tourists open it?
Mainly for Singapore residents (NRIC/FIN). Short-term visitors generally cannot apply; long-stay foreigners with FIN may.
Advantages
- 0% FX fee
- No annual fee / no minimum
- S$400/mo free overseas ATM
- Apple / Google Pay
Limitations
- Singapore residents only
- Only 12 in-app currencies
- Prepaid — needs top-up
What you need
- Singapore NRIC / FIN
- Mobile number
No minimum top-up, no annual fee｜0% FX fee; S$400/mo free foreign-currency ATM, ~2% above; no overdraft.
How to sign up
- Singapore residents download the YouTrip app from app stores
- Register with a Singapore phone number and have your NRIC/FIN ready
- Submit NRIC/FIN in-app for identity verification
- Top up free via PayNow or a bank card
- Wait for the physical card (a few days), or use the virtual card via Apple/Google Pay first
- Spend in 150+ countries with a 0% FX fee
Limits & protection
Holds 12 currencies; S$400/mo free foreign-currency ATM, ~2% above; no overdraft or credit line.
FAQ
Can a foreigner or tourist open YouTrip?
Mainly for Singapore residents (NRIC/FIN). Short-term visitors generally cannot apply; long-stay foreigners with FIN may.
Do I need a local bank account or a local phone number for YouTrip?
Local bank account: No Singapore bank account needed (but a Singapore ID — NRIC/FIN — is required).. Items typically needed: Singapore NRIC / FIN; Mobile number.
What documents are required to open YouTrip?
Typically: Singapore NRIC / FIN; Mobile number.
How do I sign up for and top up YouTrip?
How to sign up: Apply in the app with a Singapore NRIC/FIN and a local phone number; top up free via PayNow. (Minutes to apply; the physical card is mailed within a few days.). Steps: 1) Singapore residents download the YouTrip app from app stores 2) Register with a Singapore phone number and have your NRIC/FIN ready 3) Submit NRIC/FIN in-app for identity verification 4) Top up free via PayNow or a bank card 5) Wait for the physical card (a few days), or use the virtual card via Apple/Google Pay first 6) Spend in 150+ countries with a 0% FX fee Fees: 0% FX fee; S$400/mo free foreign-currency ATM, ~2% above; no overdraft.
Are there limits on YouTrip? Is the balance deposit-insured?
Holds 12 currencies; S$400/mo free foreign-currency ATM, ~2% above; no overdraft or credit line.
What actually happened
Takes about 30 seconds: approved or not, where it got stuck, how many days. Email is optional, and we never ask for your name.
Ready? Open it officially
E-wallet rules change often — always follow the latest instructions in the official app.