This page compares 8 accounts available in Singapore, listing minimum deposit, monthly fee, how to apply and non-resident eligibility one by one: 5 can be opened fully online, 3 explicitly accept non-residents, 5 have no minimum deposit. Click any account for the full document checklist, pros and cons and common rejection reasons.
Data updated 2026-10-01 · compiled from published bank terms
| Account | Region | Type | Minimum deposit | Monthly fee | How to apply | Non-residents | Rating |
|---|---|---|---|---|---|---|---|
| Trust Bank | Singapore | Digital Bank | 无最低存款要求 | 零管理费 | Online | Conditional | ★ 4.4 |
| GXS Bank | Singapore | Digital Bank | 无最低存款要求 | 零管理费 | Online | Conditional | ★ 4.2 |
| MariBank | Singapore | Digital Bank | 无最低存款要求 | 零管理费 | Online | Conditional | ★ 4.2 |
| Aspire (Singapore) | Singapore | Digital Bank | 无最低存款要求 | 基础版免月费 | Online | Conditional | ★ 4.2 |
| DBS Bank | Singapore | Traditional Bank | 非居民开户通常要求首存 1,000 新币 | 约 0–5 新币/月 | Must visit | Non-residents OK | ★ 4 |
| ANEXT Bank | Singapore | Digital Bank | 无最低存款要求（视企业情况） | 零月费（交易费另计） | Online | Conditional | ★ 4 |
| OCBC Bank | Singapore | Traditional Bank | 非居民通常要求首存 1,000 新币 | 约 0–2 新币/月 | Must visit | Non-residents OK | ★ 3.7 |
| United Overseas Bank | Singapore | Traditional Bank | 非居民通常要求首存 1,000 新币 | 约 0–5 新币/月 | Must visit | Non-residents OK | ★ 3.6 |
3 of the 8 accounts on this page explicitly accept non-residents (DBS Bank, OCBC Bank, United Overseas Bank). "Accepts applications" does not mean guaranteed approval — banks still assess your ID, proof of address and source of funds. Without local residence or a tax number, prefer accounts marked as remotely openable.
Not necessarily. 5 of the 8 accounts can be opened fully online (GXS Bank, Trust Bank, MariBank), with no branch visit; the remaining 3 still require a branch visit or an appointment. Online opening depends on whether your documents pass automated checks.
Minimums vary widely — see the "Minimum deposit" column. 5 account(s) have no minimum deposit, so you need not fund on day one. Also watch the minimum balance and monthly fee; dormant accounts can incur charges.
It depends on the account: online accounts are usually approved within minutes to a few working days, while branch or manually reviewed accounts typically take 1 to 3 weeks. The "How to apply" column shows the channel for each account, and timings are on the individual pages.