HSBC Singapore汇丰银行(新加坡)

Singapore Singapore 传统银行 In-branch required Non-residents OK ★ 4
Minimum depositEGA 无最低首存
Monthly feeEGA 低于 S$2,000 收 S$5/月;Premier 需 S$200,000 总关系余额
Minimum balanceEGA 上月日均余额低于 S$2,000 收 S$5/月;Personal Banking 需维持 S$2,000 总关系余额
How to apply需本人到网点办理(不可纯线上)
Processing timeApp 线上申请(EasyID),外国人审核约数个工作日,部分需到网点
Institution typeTraditional Bank
Data baseline 2026-10. Rules change frequently — confirm with the official site before applying. Data transparency →

About this bank

HSBC Singapore is a traditional bank in Singapore, offering the HSBC Everyday Global Account (multi-currency). Non-residents can apply; a branch visit is required. Key strength: One multi-currency account (11 currencies) with instant free transfers across HSBC. You will typically need 4 documents — see the checklist above.

Advantages

  • One multi-currency account (11 currencies) with instant free transfers across HSBC
  • Singapore residents with a FIN can onboard via EasyID selfie verification
  • International Banking Centre can open your account remotely before you arrive
  • Deposit insurance (SDIC) up to S$100,000 per depositor

Things to note

  • Residents of China, the US, Canada, France or Jersey cannot apply via the app — branch only
  • Foreigners generally must show a Singapore residential address proof
  • EGA charges S$5/month if the prior-month average balance is below S$2,000

Documents required

  • Passport
  • Singapore address proof (utility/phone/bank statement or tenancy within 3 months)
  • Pass/permit, if any
  • Tax number, if applicable

Singapore residents with a FIN can selfie-onboard via the HSBC SG app; those without a FIN, or residents of China/US/Canada/France/Jersey, must apply at a branch or via the International Banking Centre

Notes for foreign applicants

Non-residents can open. Those holding a valid FIN and residing in Singapore can selfie-onboard via the HSBC SG app (EasyID); applicants without a FIN, or residents of China/US/Canada/France/Jersey, cannot apply via the app and must go to a branch or the International Banking Centre. A passport and a Singapore residential address proof (within 3 months) are required. EGA charges S$5/month if the prior-month average balance is below S$2,000; Personal Banking needs S$2,000 TRB, Premier S$200,000.

Card & delivery

After approval, how do you actually get the card? This varies a lot by bank — some hand it over on the spot, others mail it, and some mail only to a domestic address.

Card typePhysical card
How to get itMailed to registered address
Mailing scopeInternational shipping

HSBC Singapore mails the debit card and PIN to your residential address in 3–6 business days; non-Singapore addresses take up to about 14 business days.

Verified 2026-11-04. Confirm with the bank before applying.

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Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Can non-residents open an account with HSBC Singapore?

Non-residents can open. Those holding a valid FIN and residing in Singapore can selfie-onboard via the HSBC SG app (EasyID); applicants without a FIN, or residents of China/US/Canada/France/Jersey, cannot apply via the app and must go to a branch or the International Banking Centre. A passport and a Singapore residential address proof (within 3 months) are required. EGA charges S$5/month if the prior-month average balance is below S$2,000; Personal Banking needs S$2,000 TRB, Premier S$200,000.

How much money do I need to open a HSBC Singapore account?

No opening deposit. HKID holders and non-HKID customers who opened before 1 Jan 2026 are fee-free with no minimum balance; non-HKID customers who open on or after 1 Jan 2026 pay HKD 100/month Below Balance Fee, waived if the 3-month average TRB stays ≥ HKD 10,000.

What documents are required for a HSBC Singapore account?

Passport, Singapore address proof (utility/phone/bank statement or tenancy within 3 months), Pass/permit, if any, Tax number, if applicable

How long does HSBC Singapore account opening take, and must I visit a branch?

Not yet verified — please confirm the application channel with the bank.

Why might a HSBC Singapore application be rejected?

Common reasons: incomplete or expired documents, failed identity or address verification, or insufficient source-of-funds explanation. Criteria vary by bank — confirm before applying.

Does HSBC Singapore have any opening offers or new-account rewards?

Standing benefits: No Min Deposit, Non-Resident, Multi-Currency. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).

How do I get the HSBC Singapore card after my account is approved?

Card type: Physical card. How to get it: Mailed to registered address. Mailing scope: International shipping. HSBC Singapore mails the debit card and PIN to your residential address in 3–6 business days; non-Singapore addresses take up to about 14 business days.

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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