Standard Chartered Singapore渣打银行(新加坡)

Singapore Singapore 传统银行 In-branch required Non-residents OK ★ 3.9
Minimum depositUSD$aver 初始存款 US$1;Wealth$aver 无硬性首存
Monthly fee未达最低结余按月收费用(Wealth$aver S$5 / USD$aver US$10)
Minimum balanceWealth$aver 低于门槛收 S$5/月;USD$aver 低于 US$10,000 收 US$10/月
How to apply远程 / 视频见证开户(需预约)
Processing time到网点办理,约 30–60 分钟
Institution typeTraditional Bank
Data baseline 2026-10. Rules change frequently — confirm with the official site before applying. Data transparency →

About this bank

Standard Chartered Singapore is a traditional bank in Singapore, offering the Wealth$aver / USD$aver account. Non-residents can apply; a branch visit is required. Key strength: A large foreign bank with strong multi-currency and cross-border transfers. You will typically need 4 documents — see the checklist above.

Advantages

  • A large foreign bank with strong multi-currency and cross-border transfers
  • Explicitly open to foreigners holding an Employment Pass
  • USD$aver needs only a US$1 initial deposit
  • Deposit insurance (SDIC) up to S$100,000 per depositor

Things to note

  • Foreigners must visit a branch; tourist status is generally not accepted
  • Fall-below fees apply if the balance is under the threshold
  • Priority Banking and premium tiers have high thresholds

Documents required

  • Passport (valid 6+ months)
  • Employment Pass
  • Address proof within 3 months (bill / bank statement / tenancy / employer letter)
  • Tax number, if applicable

Bring your passport, Employment Pass and address proof to any Standard Chartered Singapore branch (Priority Banking can open remotely with a USD 40,000–150,000 investment)

Notes for foreign applicants

Non-residents can open. Standard Chartered Singapore is explicitly open to foreigners holding an Employment Pass, requiring a passport (6+ months), the pass and an address proof within 3 months, applied for at a branch. Wealth$aver charges S$5/month below threshold, USD$aver US$10/month below US$10,000; USD$aver needs only a US$1 initial deposit. Priority Banking can open remotely but requires a USD 40,000–150,000 investment.

Card & delivery

After approval, how do you actually get the card? This varies a lot by bank — some hand it over on the spot, others mail it, and some mail only to a domestic address.

Card typePhysical card
How to get itMixed — varies by account/branch
Mailing scopeInternational shipping

Standard Chartered Singapore mails the physical debit card after activation — about 7–10 calendar days within Singapore, 15–25 days overseas; branch self-collection in Singapore is also available.

Verified 2026-11-04. Confirm with the bank before applying.

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Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Can non-residents open an account with Standard Chartered Singapore?

Non-residents can open. Standard Chartered Singapore is explicitly open to foreigners holding an Employment Pass, requiring a passport (6+ months), the pass and an address proof within 3 months, applied for at a branch. Wealth$aver charges S$5/month below threshold, USD$aver US$10/month below US$10,000; USD$aver needs only a US$1 initial deposit. Priority Banking can open remotely but requires a USD 40,000–150,000 investment.

How much money do I need to open a Standard Chartered Singapore account?

No opening deposit. HKID holders and non-HKID customers who opened before 1 Jan 2026 are fee-free with no minimum balance; non-HKID customers who open on or after 1 Jan 2026 pay HKD 100/month Below Balance Fee, waived if the 3-month average TRB stays ≥ HKD 10,000.

What documents are required for a Standard Chartered Singapore account?

Passport (valid 6+ months), Employment Pass, Address proof within 3 months (bill / bank statement / tenancy / employer letter), Tax number, if applicable

How long does Standard Chartered Singapore account opening take, and must I visit a branch?

Not yet verified — please confirm the application channel with the bank.

Why might a Standard Chartered Singapore application be rejected?

Common reasons: incomplete or expired documents, failed identity or address verification, or insufficient source-of-funds explanation. Criteria vary by bank — confirm before applying.

Does Standard Chartered Singapore have any opening offers or new-account rewards?

Standing benefits: No Min Deposit, Non-Resident, Multi-Currency. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).

How do I get the Standard Chartered Singapore card after my account is approved?

Card type: Physical card. How to get it: Mixed — varies by account/branch. Mailing scope: International shipping. Standard Chartered Singapore mails the physical debit card after activation — about 7–10 calendar days within Singapore, 15–25 days overseas; branch self-collection in Singapore is also available.

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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