RelatedChileZero Min DepositOnline OnlyFast Approval

TenpoTenpo（智利）

Chile 数字银行 Fully online Permit holders ★ 4.1
Open account ↗
Minimum depositNo minimum opening deposit
Monthly feeBasic account fee-free
Minimum balanceNo minimum balance
How to apply—
Processing timeFully online in-app opening; usually a few minutes to 1 business day
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • CMF-licensed fintech under Law 21.521; foreigners can verify with a passport
  • Holds both CLP and USD
  • Fully in-app onboarding — no branch visit first
  • Mastercard debit card and free local transfers

Things to note

  • Non-resident accounts have lower limits and fewer products (usually no chequebook or credit card)
  • International wires cost more than at traditional banks
  • Some product tiers need certified or apostilled documents

Documents required

  • Passport
  • RUT or provisional RUT
  • Selfie and liveness check
  • Chilean mobile number
  • Proof of address (some tiers)

While residency is pending, apply for a provisional RUT using SII Form 4415, then open the account in the app

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineDigital BankFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

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