This page compares 5 accounts available in Chile, listing minimum deposit, monthly fee, how to apply and non-resident eligibility one by one: 2 can be opened fully online, 3 explicitly accept non-residents, 4 have no minimum deposit. Click any account for the full document checklist, pros and cons and common rejection reasons.
Data updated 2026-10-01 · compiled from published bank terms
| Account | Region | Type | Minimum deposit | Monthly fee | How to apply | Non-residents | Rating |
|---|---|---|---|---|---|---|---|
| BancoEstado | Chile | Traditional Bank | 无最低存款，免费开户 | 免账户管理费 | Must visit | Non-residents OK | ★ 4.3 |
| Banco de Chile | Chile | Traditional Bank | Cuenta FAN 免费，无最低存款 | Cuenta FAN 免管理费 | Must visit | Non-residents OK | ★ 4.2 |
| MACHBANK | Chile | Digital Bank | 无开户最低存款 | 基础账户免月费 | Online | Conditional | ★ 4.2 |
| Tenpo | Chile | Digital Bank | 无开户最低存款 | 基础账户免月费 | Online | Conditional | ★ 4.1 |
| Santander Chile | Chile | Traditional Bank | 少量首存约 1,000 比索 | 基本账户免月费，往来账户约 3–9 美元/月 | Must visit | Non-residents OK | ★ 4 |
3 of the 5 accounts on this page explicitly accept non-residents (BancoEstado, Banco de Chile, Santander Chile). "Accepts applications" does not mean guaranteed approval — banks still assess your ID, proof of address and source of funds. Without local residence or a tax number, prefer accounts marked as remotely openable.
Not necessarily. 2 of the 5 accounts can be opened fully online (Tenpo, MACHBANK), with no branch visit; the remaining 3 still require a branch visit or an appointment. Online opening depends on whether your documents pass automated checks.
Minimums vary widely — see the "Minimum deposit" column. 4 account(s) have no minimum deposit, so you need not fund on day one. Also watch the minimum balance and monthly fee; dormant accounts can incur charges.
It depends on the account: online accounts are usually approved within minutes to a few working days, while branch or manually reviewed accounts typically take 1 to 3 weeks. The "How to apply" column shows the channel for each account, and timings are on the individual pages.