MACH

MACHBANKMACHBANK（智利）

Chile 数字银行 Fully online Permit holders ★ 4.2

Minimum depositNo minimum opening deposit

Monthly feeBasic account fee-free

Minimum balanceNo minimum balance

How to apply—

Processing timeFully online in-app opening, about 10-20 min

Institution typeDigital Bank

Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Backed by Banco BCI and regulated by the CMF, with close to 4 million users
Explicitly open to foreigners: 18+ with a valid ID, Chilean or not
Free transfers to other banks and no ATM surcharge nationwide (except BancoEstado)
In-app "Cuenta Futuro" savings earning interest on the balance

Choose to open an account in the app, upload your ID and complete face verification; a virtual debit card can be requested at the same time

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.