One of Vietnam's largest payment-network operators, with VNPAY-QR acceptance spanning supermarkets, restaurants, taxis and markets; the app is the most foreigner-friendly of Vietnam's wallets.
!Not a bank. VNPAY is an intermediary payment service provider licensed by the State Bank of Vietnam (SBV) operating the nationwide VNPAY-QR network; wallet balances are not bank deposits and are not deposit-insured.
Yes — it is designed for international visitors. Register with an international phone number and passport details (entry date, email OTP), link a Visa/Mastercard/JCB card, and payments are charged straight to the card — no Vietnamese bank account or currency exchange needed; officially recommended by Da Nang's Department of Culture, Sports and Tourism.
None — linked cards are charged directly, no top-up needed｜No extra fee on card-linked payments (the issuer sets the FX rate); other charges as published in the app
Monthly wallet transactions capped at VND 100 million per provider (SBV Circular 41/2025); biometric verification required at opening from 2026.
Yes — it is designed for international visitors. Register with an international phone number and passport details (entry date, email OTP), link a Visa/Mastercard/JCB card, and payments are charged straight to the card — no Vietnamese bank account or currency exchange needed; officially recommended by Da Nang's Department of Culture, Sports and Tourism.
Local bank account: Not required — international cards are charged directly. Items typically needed: Passport; International phone number and email; A Visa/Mastercard/JCB card.
Typically: Passport; International phone number and email; A Visa/Mastercard/JCB card.
How to sign up: Fully online — register with an international number and passport → link an international card → scan to pay (Registration takes about 5-10 minutes). Steps: 1) Download the VNPAY app 2) Enter your international number, name, nationality, passport number and entry date 3) Verify by email OTP and set a 6-digit transaction PIN 4) Link your international card (OTP verification) 5) Scan the merchant QR, enter the amount and PIN Fees: No extra fee on card-linked payments (the issuer sets the FX rate); other charges as published in the app
Monthly wallet transactions capped at VND 100 million per provider (SBV Circular 41/2025); biometric verification required at opening from 2026.
E-wallet rules change often — always follow the latest instructions in the official app.