The wallet from Viettel, Vietnam’s military-run telecom. Its edge is an agent network reaching towns and rural areas, so you can top up with cash and remit money even without a bank account.
!Not a bank. Viettel Money operates as an e-wallet licensed by the State Bank of Vietnam; balances are not deposits; wallet balances are e-money / stored value, NOT deposits, and are outside deposit-insurance protection. Funds are safeguarded in segregated / trust accounts under the applicable rules, not covered by any deposit guarantee scheme.
Yes. You can register with a Vietnamese number and verify with a passport. Viettel is Vietnam’s largest telecom with agents in even remote areas, so buying a Viettel SIM on arrival makes opening a basic wallet relatively easy.
No mandatory minimum; an initial top-up of VND 50,000–200,000 is typical｜In-wallet transfers and spending are usually free; some withdrawals and interbank transfers are charged.
Limits scale with verification tier; passport-verified limits are lower than for CCCD holders. Check the app. Balances are not deposits and are not deposit-insured.
Yes. You can register with a Vietnamese number and verify with a passport. Viettel is Vietnam’s largest telecom with agents in even remote areas, so buying a Viettel SIM on arrival makes opening a basic wallet relatively easy.
Local bank account: Not required — you can top up with cash at Viettel stores and agents. Items typically needed: A Vietnamese mobile number (a Viettel SIM is easiest); Passport; Vietnamese CCCD ID card for higher limits (optional).
Typically: A Vietnamese mobile number (a Viettel SIM is easiest); Passport; Vietnamese CCCD ID card for higher limits (optional).
How to sign up: Fully online — register with a Vietnamese number and verify your passport; cash top-ups are offline (About 10–20 minutes). Steps: 1) Buy a Viettel SIM in Vietnam 2) Download Viettel Money and register with that number 3) Upload your passport for verification 4) Top up with cash at a Viettel store or agent 5) You can now transfer, pay bills and pay by QR Fees: In-wallet transfers and spending are usually free; some withdrawals and interbank transfers are charged.
Limits scale with verification tier; passport-verified limits are lower than for CCCD holders. Check the app. Balances are not deposits and are not deposit-insured.
E-wallet rules change often — always follow the latest instructions in the official app.