Nihao China你好中国 Nihao China

Mainland China E-wallet Foreigners restricted Not a bank · not insured ★ 4.2
OperatorNational Immigration Administration (NIA)
Minimum top-upTravel wallet uses your top-up; no mandatory minimum
Main feesThe app and travel wallet are free; foreign-card top-up may incur an issuer FX fee — check at source.
Local bank neededNot required. The travel wallet links an overseas UnionPay card or tops up with Visa/Mastercard — no Chinese bank account needed.
How to sign upDownload Nihao China from app stores, register with an overseas phone number or email, then enable the travel wallet.
Sign-up timeRegister and enable the wallet in about 10 minutes.
Data baseline 2026-10. Rules change frequently — confirm with the official site before applying. Data transparency →

About this wallet

One-stop app by China's National Immigration Administration integrating payment, transit, translation, tax refund and bookings; includes a travel wallet for daily QR payments.

!Not a bank. Nihao China is a one-stop services app by the National Immigration Administration — not a bank or payment institution itself. Its built-in travel wallet relies on partner payment providers and linked foreign cards; balance protection follows the partner’s terms.

Can foreigners or tourists open it?

For foreign visitors. Register with overseas phone/email. Travel wallet links overseas UnionPay card or tops up with Visa/MC for small daily spending. No local bank account needed.

Advantages

  • All-in-one: pay + transit + translate + tax refund
  • Travel wallet tops up with foreign cards, no local account
  • Official, covers airports / departure tax refund

Limitations

  • Not a bank/wallet itself — a service aggregator
  • Some features depend on partner coverage

What you need

  • Overseas phone or email
  • Passport (some features)

Travel wallet uses your top-up; no mandatory minimum|The app and travel wallet are free; foreign-card top-up may incur an issuer FX fee — check at source.

How to sign up

  1. Search 'Nihao China' in your app store and install it
  2. Register with an overseas phone number or email
  3. Complete basic verification (passport for some features)
  4. Open the 'Travel wallet' and follow the prompts
  5. Link an overseas UnionPay card or top up with Visa/Mastercard
  6. Pay by scanning a QR code or showing the code at supported merchants

Limits & protection

The travel wallet uses your top-up; the cap follows the app. Intended for small daily spending and transit while visiting China.

FAQ

Can a foreigner or tourist open Nihao China?

For foreign visitors. Register with overseas phone/email. Travel wallet links overseas UnionPay card or tops up with Visa/MC for small daily spending. No local bank account needed.

Do I need a local bank account or a local phone number for Nihao China?

Local bank account: Not required. The travel wallet links an overseas UnionPay card or tops up with Visa/Mastercard — no Chinese bank account needed.. Items typically needed: Overseas phone or email; Passport (some features).

What documents are required to open Nihao China?

Typically: Overseas phone or email; Passport (some features).

How do I sign up for and top up Nihao China?

How to sign up: Download Nihao China from app stores, register with an overseas phone number or email, then enable the travel wallet. (Register and enable the wallet in about 10 minutes.). Steps: 1) Search 'Nihao China' in your app store and install it 2) Register with an overseas phone number or email 3) Complete basic verification (passport for some features) 4) Open the 'Travel wallet' and follow the prompts 5) Link an overseas UnionPay card or top up with Visa/Mastercard 6) Pay by scanning a QR code or showing the code at supported merchants Fees: The app and travel wallet are free; foreign-card top-up may incur an issuer FX fee — check at source.

Are there limits on Nihao China? Is the balance deposit-insured?

The travel wallet uses your top-up; the cap follows the app. Intended for small daily spending and transit while visiting China.

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Ready? Open it officially

E-wallet rules change often — always follow the latest instructions in the official app.

Open on official site ↗ We charge no fees and cannot guarantee approval — always apply through official channels.