One of Indonesia's two national wallets, built into Gojek's ride-hailing, delivery and courier services and accepted across the national QRIS network — the most practical payment tool for living in or visiting Indonesia.
!Not a bank. GoPay is a Bank Indonesia-licensed e-money issuer. Balances are electronic money, not bank deposits, and are not insured by the Indonesia Deposit Insurance Corporation (LPS).
Yes — one of the most foreigner-friendly wallets in Indonesia. You need an Indonesian mobile number (buy a local SIM) and Gojek's official help centre states that foreign nationals can upgrade GoPay with a passport. Short-stay travellers without full KYC have low limits (commonly around IDR 5 million per month); verifying with a passport or KITAS raises them. Foreign cards cannot be linked, so reloads are mainly cash or local bank transfer.
No mandatory minimum; convenience-store cash reloads typically start from IDR 10,000｜Free to open. Cash reloads at Indomaret/Alfamart usually cost IDR 2,000–5,000; bank transfers cost IDR 0–6,500 depending on the bank; QR payments to merchants are generally free.
Tourist accounts without full KYC are commonly limited to about IDR 5,000,000 per month (~USD 330); verifying with a passport or KITAS raises the limits (check the app). Balances are e-money and are not insured by LPS.
Yes — one of the most foreigner-friendly wallets in Indonesia. You need an Indonesian mobile number (buy a local SIM) and Gojek's official help centre states that foreign nationals can upgrade GoPay with a passport. Short-stay travellers without full KYC have low limits (commonly around IDR 5 million per month); verifying with a passport or KITAS raises them. Foreign cards cannot be linked, so reloads are mainly cash or local bank transfer.
Local bank account: Not required. Items typically needed: An Indonesian mobile number (local SIM); Passport (with entry stamp page) or KITAS/KITAP; A smartphone with the Gojek app; Cash for convenience-store reloads, or an Indonesian bank account (optional).
Typically: An Indonesian mobile number (local SIM); Passport (with entry stamp page) or KITAS/KITAP; A smartphone with the Gojek app; Cash for convenience-store reloads, or an Indonesian bank account (optional).
How to sign up: Fully online — activate GoPay inside the Gojek app with an Indonesian number and passport verification (About 10–15 minutes; passport review ranges from instant to 1–3 working days). Steps: 1) Buy an Indonesian SIM (Telkomsel, XL, etc.) at the airport or in town 2) Download Gojek and register with the Indonesian number 3) Go to Payment / GoPay and tap to register GoPay 4) Enter your details, passport number and visa info, completing a face scan if prompted 5) Reload with cash at Indomaret/Alfamart or by bank transfer 6) Pay by scanning the merchant's QRIS code Fees: Free to open. Cash reloads at Indomaret/Alfamart usually cost IDR 2,000–5,000; bank transfers cost IDR 0–6,500 depending on the bank; QR payments to merchants are generally free.
Tourist accounts without full KYC are commonly limited to about IDR 5,000,000 per month (~USD 330); verifying with a passport or KITAS raises the limits (check the app). Balances are e-money and are not insured by LPS.
E-wallet rules change often — always follow the latest instructions in the official app.