One of Indonesia's big three wallets, with a clean interface supporting QRIS payments, bill payment, mobile top-up and P2P transfers — a common choice for long-term residents.
!Not a bank. DANA is a Bank Indonesia-licensed e-money issuer. Balances are electronic money, not bank deposits, and are not insured by LPS.
You can technically register a basic account with an Indonesian number, but full verification (Premium account) normally requires an Indonesian ID card (KTP) or KITAS/KITAP. Short-stay tourists on a visitor visa usually cannot complete it and are left with very low limits. Long-term residents holding a KITAS can verify normally.
No mandatory minimum; basic accounts have low balance and monthly transaction caps｜Free to open. Reloads at convenience stores or via bank may cost IDR 1,000–5,000; QR payments to merchants are generally free.
Basic accounts have low balance and monthly transaction limits (updated periodically — check the app); upgrading to Premium raises them substantially. Balances are e-money and are not insured by LPS.
You can technically register a basic account with an Indonesian number, but full verification (Premium account) normally requires an Indonesian ID card (KTP) or KITAS/KITAP. Short-stay tourists on a visitor visa usually cannot complete it and are left with very low limits. Long-term residents holding a KITAS can verify normally.
Local bank account: Not required. Items typically needed: An Indonesian mobile number; Indonesian ID card (KTP) or KITAS/KITAP for verification; Passport (for basic registration); An Indonesian bank account or cash for reloads.
Typically: An Indonesian mobile number; Indonesian ID card (KTP) or KITAS/KITAP for verification; Passport (for basic registration); An Indonesian bank account or cash for reloads.
How to sign up: Fully online — register an Indonesian number in the app and verify with KTP/KITAS (Registration takes about 10 minutes; verification usually 1–3 working days). Steps: 1) Download DANA and register with an Indonesian number 2) Set a PIN and complete SMS verification 3) Upload your KTP/KITAS and take a selfie on the upgrade page 4) Wait 1–3 working days for review 5) Top up via bank transfer, convenience store or a DANA agent 6) Pay by scanning the QRIS code Fees: Free to open. Reloads at convenience stores or via bank may cost IDR 1,000–5,000; QR payments to merchants are generally free.
Basic accounts have low balance and monthly transaction limits (updated periodically — check the app); upgrading to Premium raises them substantially. Balances are e-money and are not insured by LPS.
E-wallet rules change often — always follow the latest instructions in the official app.