RelatedSwitzerlandZero Min DepositOnline OnlyFast Approval

YuhYuh

Switzerland 数字银行 Fully online Residents only ★ 4
Open account ↗
Minimum depositNo initial deposit
Monthly feeBasic free
Minimum balanceNo minimum balance
How to apply—
Processing timeOnline 10-15 min
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • UBS and Swiss Post joint venture, solid deposit protection
  • Multi-currency and stock/ETF trading
  • Free basic plan, clean interface

Things to note

  • Swiss residents only
  • No physical branches or counter service
  • Investments mostly ETFs

Documents required

  • Passport or Swiss ID
  • Swiss phone number
  • Swiss proof of address
  • Face verification

Fully online, done in minutes; local proof of address required; residents only

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineDigital BankMulti-CurrencyFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

Other accounts in this region

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Guides mentioning this bank

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