PostFinance瑞士邮政金融

Switzerland 传统银行 Online or in-branch Permit holders ★ 4.1
Minimum depositNo minimum deposit
Monthly feeAbout CHF 0-5/month
Minimum balanceNo minimum balance
How to apply—
Processing timeOnline + branch check, ~1-2 weeks
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Much lower threshold than UBS, resident-friendly
  • Post-office branches across Switzerland
  • No minimum balance

Things to note

  • Almost impossible for non-residents
  • Needs Swiss residence and address
  • Narrow investment range

Documents required

  • Passport
  • Swiss residence permit
  • Swiss proof of address

Remote or in-branch application; valid residence permit or visa required; local proof of address required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.