RelatedGermanyZero Min DepositOnline OnlyFast Approval

TomorrowTomorrow 银行

Germany 数字银行 Fully online Permit holders ★ 4
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Minimum depositNo minimum deposit
Monthly feeNo monthly fee on the basic account
Minimum balanceNo minimum balance
How to applyFully online (Tomorrow app)
Processing timeOnline in minutes
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Tomorrow is a German sustainable neobank that donates part of its profit from each transaction to environmental projects and invests account funds in green bonds.

Advantages

  • Sustainable / green banking model
  • No monthly fee on the basic account
  • Physical Visa card
  • German deposit guarantee up to €100,000

Things to note

  • Requires EU/EEA residency
  • No branches
  • Focused on everyday spending
  • Savings rates are modest

Documents required

  • EU/EEA photo ID
  • Address
  • Local mobile number

Requires EU/EEA residency; non-European residents cannot apply.

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineDigital BankFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Can non-residents open an account with Tomorrow?

Partially. Tomorrow requires EU/EEA residency; non-European residents cannot apply.

How much money do I need to open a Tomorrow account?

No minimum deposit — the account can be opened at zero.

What documents are required for a Tomorrow account?

Have your EU/EEA photo ID, address and local mobile number ready, then verify.

How long does Tomorrow account opening take, and must I visit a branch?

A few minutes in the app; approval is usually instant to a few days.

Why might a Tomorrow application be rejected?

Common reasons: not an EU/EEA resident, unverifiable address, mismatched details, or failed KYC.

Does Tomorrow have any opening offers or new-account rewards?

Standing benefits: No Monthly Fee, No Min Deposit, Fully Online, Digital Bank, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

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Guides mentioning this bank

How to Open a German Bank Account: N26 and Traditional Banks→
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