Commerzbank德国商业银行

Germany 传统银行 In-branch required Permit holders ★ 3.3
Minimum depositNo initial deposit
Monthly feeAbout €0-9.9/month (waivable)
Minimum balanceFee waived with qualifying deposits
How to apply—
Processing timeAnmeldung first, then ~1 hour
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Second-largest branch density
  • Strong SME business
  • Convenient cash deposit/withdrawal

Things to note

  • Needs German address and tax ID, hard for non-residents
  • Free account requires minimum income
  • German-speaking support, limited English

Documents required

  • Passport
  • German residence permit
  • Anmeldung registration proof
  • German tax ID

Must apply in person at a branch; obtain a local tax/ID number first; valid residence permit or visa required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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