Simple

Simple (Attijariwafa Bank)Simple（Attijariwafa）

Morocco 数字银行 Fully online Residents only ★ 4.3

Minimum depositGo tier is MAD 0/month with no joining fee; scan your ID and take a selfie in the app to open

Monthly feeGo MAD 0/month; Plus 19, Prime 59, Metal 159 MAD/month

Minimum balanceNo minimum balance requirement

How to apply—

Processing timeAbout 5 min in the app; the IBAN is available instantly and the virtual card is issued immediately

Institution typeDigital Bank

Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Morocco’s first full-scale neobank from an incumbent bank (launched May 2026, replacing L’bankalik)
Free to open with no commitment; the Go tier costs nothing
No video interview — biometrics alone; IBAN and virtual Mastercard available instantly
Backed by Attijariwafa’s 7,000+ physical touchpoints for card pickup and cash

Requires a Moroccan CIN/residence identity and local mobile number — not for tourists
Smaller SWIFT network than AWB; outbound wires can take 1–2 extra days
Apple/Google Pay not yet confirmed on every tier

Download the Simple app, scan both sides of your CIN and take a selfie, then choose the Go tier

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.