This page compares 5 accounts available in Morocco, listing minimum deposit, monthly fee, how to apply and non-resident eligibility one by one: 2 can be opened fully online, 3 explicitly accept non-residents, 2 have no minimum deposit. Click any account for the full document checklist, pros and cons and common rejection reasons.
Data updated 2026-10-01 · compiled from published bank terms
| Account | Region | Type | Minimum deposit | Monthly fee | How to apply | Non-residents | Rating |
|---|---|---|---|---|---|---|---|
| Simple (Attijariwafa Bank) | Morocco | Digital Bank | Go 档 0 MAD/月，无入门费，App 内刷身份证 + 自拍即可开户 | Go 档 0 MAD/月；Plus 19、Prime 59、Metal 159 MAD/月 | Online | Not for non-residents | ★ 4.3 |
| CIH Bank | Morocco | Traditional Bank | 线上开户无强制最低存款；外籍客户可通过邮寄方式远程开户 | 约 15–30 MAD/月，数字服务多免费 | Remote or in person | Non-residents OK | ★ 4.2 |
| CFG Bank | Morocco | Digital Bank | 100% 线上开户，各档均为零月费 | 所有档位零月费 | Online | Conditional | ★ 4.1 |
| Bank of Africa (BMCE) | Morocco | Traditional Bank | 常见初始存款 MAD 200–500（约 ¥150–370） | 约 15–25 MAD/月 | Must visit | Non-residents OK | ★ 4 |
| Attijariwafa Bank | Morocco | Traditional Bank | 部分账户初始存款 MAD 1,000–5,000（约 ¥740–3,700） | 约 10–20 MAD/月，新 MRE 客户首年常免 | Must visit | Non-residents OK | ★ 4 |
3 of the 5 accounts on this page explicitly accept non-residents (CIH Bank, Bank of Africa (BMCE), Attijariwafa Bank). "Accepts applications" does not mean guaranteed approval — banks still assess your ID, proof of address and source of funds. Without local residence or a tax number, prefer accounts marked as remotely openable.
Not necessarily. 2 of the 5 accounts can be opened fully online (Simple (Attijariwafa Bank), CFG Bank), with no branch visit; the remaining 3 still require a branch visit or an appointment. Online opening depends on whether your documents pass automated checks.
Minimums vary widely — see the "Minimum deposit" column. 2 account(s) have no minimum deposit, so you need not fund on day one. Also watch the minimum balance and monthly fee; dormant accounts can incur charges.
It depends on the account: online accounts are usually approved within minutes to a few working days, while branch or manually reviewed accounts typically take 1 to 3 weeks. The "How to apply" column shows the channel for each account, and timings are on the individual pages.