RelatedEcuadorZero Min DepositOnline OnlyFast Approval

be Produbancobe Produbanco

Ecuador 数字银行 Online or in-branch Permit holders ★ 4
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Minimum depositDigital accounts have no minimum opening deposit
Monthly feeLow fees for digital accounts
Minimum balanceNo minimum balance requirement
How to apply—
Processing timeSubmit in the app; usually 1-3 business days
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Ecuador’s first fully digital account; the app is top-tier locally
  • Digital onboarding cuts branch trips
  • Backed by Grupo Promerica, with a rich card and digital product set
  • Customer service is among the best in Ecuador

Things to note

  • Some products carry higher minimum balances (US$500+)
  • Fewer branches than Pichincha
  • Non-residents still need offline verification

Documents required

  • Cédula or passport
  • Proof of address
  • Income or source-of-funds explanation
  • RUC tax number if self-employed

Submit in the app first, then complete identity verification as instructed; the self-employed should have their RUC ready

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Min DepositDigital BankMulti-Currency
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

Other accounts in this region

Banco Pichincha ★ 4.1 Banco Bolivariano ★ 3.9 Banco Guayaquil ★ 3.9 Banco del Pacífico ★ 3.7
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