Pacífico

Banco del PacíficoBanco del Pacífico

Ecuador 传统银行 In-branch required Permit holders ★ 3.7

Minimum depositCuenta Básica has no minimum balance requirement

Monthly feeBasic account: no monthly fee

Minimum balanceCuenta Básica has no minimum balance

How to apply—

Processing timeAbout 1-2 weeks (incl. compliance review)

Institution typeTraditional Bank

Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

The Cuenta Básica has no minimum balance and no monthly fee
A few branch managers will accept a passport plus tourist entry stamp for a basic saver
Partly state-owned, with a reputation for stability
Competitive savings rates on the coast

The passport-only route is not national policy — it depends on the branch manager and is often refused
Customer service can be slow
Fewer highland branches than Pichincha

Cédula, or passport plus visa
Proof of address
Some branches accept a passport with a tourist entry stamp, at the manager’s discretion

Without a cédula, try the Cuenca or Guayaquil branches; bring your passport, a utility bill and home-country bank statements

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.