Nubank is the largest Latin American neobank, born in Brazil and famous for its purple credit card and fee-free accounts, now operating across several countries.
Fully online, done in minutes; obtain a local tax/ID number first
These are stable, standing account benefits (not time-limited) — available as long as you qualify:
No. Nubank Brazil requires residency and CPF; foreigners without a Brazilian tax number generally cannot apply.
No minimum deposit — the account can be opened at zero.
Have your Brazilian CPF, photo ID and Brazilian mobile number ready, then verify.
A few minutes in the app; approval is usually instant to a few days.
Common reasons: not a Brazilian resident, invalid CPF, mismatched details, or failed KYC.
Standing benefits: No Monthly Fee, No Min Deposit, Fully Online, Digital Bank, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).
Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.