RelatedBrazilZero Min DepositOnline OnlyFast Approval

Banco InterBanco Inter

Brazil 数字银行 Fully online Residents only ★ 4
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Minimum depositNo minimum deposit
Monthly feeZero maintenance fee
Minimum balanceNo minimum balance
How to applyFully online (Inter app)
Processing timeOnline in minutes
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Banco Inter is a listed Brazilian digital bank offering fee-free accounts, no-annual-fee cards and built-in investing/marketplace.

Advantages

  • No-fee account and no-annual-fee card
  • Built-in investing and marketplace
  • High-yield savings
  • FGC deposit guarantee in Brazil

Things to note

  • Brazilian residents only (CPF required)
  • No branches (a few exceptions)
  • Limited cash deposits
  • Portuguese-language documents

Documents required

  • Brazilian CPF
  • Photo ID
  • Brazilian mobile number
  • Address

Requires Brazilian residency and CPF; foreigners without a Brazilian tax number cannot apply.

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineDigital BankFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Can non-residents open an account with Banco Inter?

No. Banco Inter requires Brazilian residency and CPF; foreigners without a Brazilian tax number cannot apply.

How much money do I need to open a Banco Inter account?

No minimum deposit — the account can be opened at zero.

What documents are required for a Banco Inter account?

Have your Brazilian CPF, photo ID, Brazilian mobile number and address ready, then verify.

How long does Banco Inter account opening take, and must I visit a branch?

A few minutes in the app; review usually takes a few working days.

Why might a Banco Inter application be rejected?

Common reasons: not a Brazilian resident, invalid CPF, unverifiable address, or failed KYC.

Does Banco Inter have any opening offers or new-account rewards?

Standing benefits: No Monthly Fee, No Min Deposit, Fully Online, Digital Bank, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

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Guides mentioning this bank

How Can Foreigners Open a Bank Account in Brazil? 2026 Guide→
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