Mox BankMox Bank

Hong Kong, China 虚拟银行 Fully online Residents only ★ 4.2
Standing benefit

Mox Bank benefits: No minimum deposit · No monthly fee

No minimum deposit — no funding threshold to open an account. No account management fee, even if the account sits idle. Standing benefits — no campaign end date.

Minimum depositNo minimum deposit
Monthly feeZero maintenance fee
Minimum balanceNo minimum balance
How to apply—
Processing timeOnline ~10 min (in HK)
Institution typeVirtual Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Backed by Standard Chartered, modern design
  • Zero threshold and zero admin fee
  • Good cashback and wealth features

Things to note

  • HK ID holders only
  • No physical branches
  • Non-residents cannot open

Documents required

  • HK ID card (non-residents usually ineligible)
  • HK phone number
  • HK proof of address (some cases)
  • Face verification

Fully online, done in minutes; local proof of address required; residents only

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.