Mox Bank Account BenefitsStanding benefits & perks

Overview

Mox Bank has no limited-time campaign on our record right now. Below are the standing benefits that do not expire, verified 2026-10-11.

Current limited-time offers

As of our verification date there is no limited-time campaign on record. Banks run campaigns intermittently — check the official activity page for the latest rewards.

Verified 2026-10 Official offer page ↗

Standing benefits in detail

  • No minimum deposit：You do not need to deposit anything upfront and there is no minimum balance, so you can open the account first and decide later how much to keep in it.
  • No monthly fee：Mox charges no management fee and no low-balance penalty, so a dormant account is not slowly eroded by charges.
  • Fully online, around 10 minutes：The whole process runs in the app: upload your ID, take a selfie for verification, fill in details. Submission takes around 10 minutes with no branch appointment.
  • Licensed virtual bank backed by Standard Chartered：Mox was launched by Standard Chartered (Hong Kong) together with PCCW, HKT and Trip.com Financial. It is licensed by the HKMA under the same regulatory and deposit-protection framework as traditional banks.
  • Strong cashback and wealth features：Mox Card cashback and the in-app wealth/investment features are well regarded among Hong Kong virtual banks, suiting anyone who wants everyday spending and saving in one app.

FAQ

How much do I need to deposit to open a Mox account?

There is no minimum deposit and no minimum balance. Opening the account is free.

Can non-residents open a Mox account?

Virtual banks do not offer remote onboarding. Visitors physically in Hong Kong can apply in the app with a mainland ID, Exit-Entry Permit and entry record — final approval is at the bank's discretion.

Are Mox deposits protected?

Mox is licensed by the HKMA and eligible deposits are covered by Hong Kong's Deposit Protection Scheme, up to the scheme's published cap.

Prepare your documents before applying

Applying with complete documents significantly lowers the rejection risk. Policies change — confirm with the bank before you go.

Open an account ↗ We have no affiliate relationship with this bank — the link goes straight to the official site with no commission.

Related categories

No Minimum Deposit No Monthly Fee Fully Online Digital Banks Accounts in Hong Kong, China

← Back to Mox Bank

Bank sign-up offers change frequently by region and quarter. Information verified 2026-10; amounts and conditions follow the bank's official activity page.

Guides mentioning this bank

How to Open a Hong Kong Bank Account (2026 Guide)→ Hong Kong's 8 Virtual Banks Compared: ZA, Mox, Airstar, WeLab→ Open a Bank Account Fully Online — No Branch Visit→ Zero-Minimum, No-Fee Bank Accounts→
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