RelatedPortugalZero Min DepositOnline OnlyFast Approval

Moey!Moey!

Portugal 数字银行 Fully online Permit holders ★ 4
Open account ↗
Minimum depositNo initial deposit
Monthly feeNo monthly fee
Minimum balanceNo minimum balance
How to apply—
Processing timeOnline 5-10 min
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Caixa Central mobile-only bank, no monthly fee
  • Fully in-app, no branch visit
  • Free transfers and bills, PT/EN interface

Things to note

  • Portuguese NIF and local phone required
  • Only daily account and savings
  • No branches, complex issues need manual

Documents required

  • Passport or EU ID
  • Portuguese NIF
  • Portuguese phone number
  • Portuguese address

Fully online, done in minutes; obtain a local tax/ID number first

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineDigital BankFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

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