ActivoBankActivoBank

Portugal 数字银行 Online or in-branch Permit holders ★ 4
Minimum depositNo initial deposit
Monthly feeNo monthly fee
Minimum balanceNo minimum balance
How to apply—
Processing timeOnline 10-20 min
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Millennium BCP digital bank, strong risk backing
  • Free account, broader than mobile-only banks
  • Online plus BCP branch help

Things to note

  • Portuguese NIF and proof of address first
  • Non-residents verify in branch
  • Powerful app but traditional interface

Documents required

  • Passport or EU ID
  • Portuguese NIF
  • Portuguese proof of address
  • Phone number

Remote or in-branch application; obtain a local tax/ID number first; local proof of address required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.