RelatedIcelandZero Min DepositOnline OnlyFast Approval

Landsbankinn冰岛国民银行

Iceland 传统银行 In-branch required Residents only ★ 4
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Minimum depositBasic debit account, no minimum deposit
Monthly feeBasic account ISK 300-600/month (about ¥15-30)
Minimum balanceNo minimum balance
How to apply—
Processing timeA few minutes online with an e-ID; about 30 min at the counter
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Iceland's largest bank, most branches and ATMs
  • Mature English online banking and app
  • Free basic account with no minimum deposit
  • Contactless payment accepted nationwide

Things to note

  • Kennitala mandatory; tourists and short stays ineligible
  • Residence permit required for non-EEA citizens
  • Monthly fee varies by account type, 0-2000 ISK

Documents required

  • Kennitala (Icelandic ID number)
  • Valid passport or residence permit
  • Registered Icelandic domicile (Registers Iceland)
  • Electronic ID (Auðkenni or SIM-based)

Kennitala and residence permit required; first-time applicants should visit a branch to activate electronic ID

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Min Deposit
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

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