This page compares 5 accounts available in Iceland, listing minimum deposit, monthly fee, how to apply and non-resident eligibility one by one: 1 can be opened fully online, 0 explicitly accept non-residents, 5 have no minimum deposit. Click any account for the full document checklist, pros and cons and common rejection reasons.
Data updated 2026-10-01 · compiled from published bank terms
| Account | Region | Type | Minimum deposit | Monthly fee | How to apply | Non-residents | Rating |
|---|---|---|---|---|---|---|---|
| indó | Iceland | Digital Bank | 开户免费、无最低存款 | 免开户费，日常账户按实际服务计费 | Online | Not for non-residents | ★ 4.1 |
| Landsbankinn | Iceland | Traditional Bank | 基本借记账户无最低存款 | 基本账户 300–600 冰岛克朗/月（约 15–30 元） | Must visit | Not for non-residents | ★ 4 |
| Íslandsbanki | Iceland | Traditional Bank | 借记账户无最低存款 | 基本账户约 300–600 克朗/月 | Must visit | Not for non-residents | ★ 4 |
| Arion Bank | Iceland | Traditional Bank | 基本账户无最低存款 | 基本账户约 300–600 克朗/月 | Must visit | Not for non-residents | ★ 3.9 |
| Kvika banki | Iceland | Traditional Bank | 标准活期账户普遍无最低存款要求 | 基础账户常见免月费，投资服务另计 | Remote or in person | Not for non-residents | ★ 3.8 |
None of the 5 accounts on this page is clearly open to non-residents. In practice you will normally need local residence, a local ID or a valid permit; check each account page for the exact requirements.
Not necessarily. 1 of the 5 accounts can be opened fully online (indó), with no branch visit; the remaining 4 still require a branch visit or an appointment. Online opening depends on whether your documents pass automated checks.
Minimums vary widely — see the "Minimum deposit" column. 5 account(s) have no minimum deposit, so you need not fund on day one. Also watch the minimum balance and monthly fee; dormant accounts can incur charges.
It depends on the account: online accounts are usually approved within minutes to a few working days, while branch or manually reviewed accounts typically take 1 to 3 weeks. The "How to apply" column shows the channel for each account, and timings are on the individual pages.