Kaspi BankKaspi Bank

Kazakhstan 数字银行 In-branch required Non-residents OK ★ 4.2
Minimum depositNo minimum deposit; Kaspi Gold issues the card in about 60 seconds at the branch
Monthly feeBasic card has no annual fee; some premium services are charged separately
Minimum balanceNo mandatory minimum balance
How to apply—
Processing timeAbout 1 business day (card issued on the spot)
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Card issued in about 60 seconds in branch
  • No annual fee on the basic card
  • Full payment/transfer/installment app ecosystem

Things to note

  • Non-residents must activate in person
  • Non-resident cards valid only 12 months
  • Wise/Revolut not open to Kazakhstan residents

Documents required

  • Passport with entry stamp
  • IIN (issued on-site at ЦОН)
  • Local SIM card
  • Residence/address proof

Non-residents must collect the IIN at a branch and activate it in person — it cannot be done fully remotely

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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