This page compares 5 accounts available in Kazakhstan, listing minimum deposit, monthly fee, how to apply and non-resident eligibility one by one: 0 can be opened fully online, 2 explicitly accept non-residents, 5 have no minimum deposit. Click any account for the full document checklist, pros and cons and common rejection reasons.
Data updated 2026-10-01 · compiled from published bank terms
| Account | Region | Type | Minimum deposit | Monthly fee | How to apply | Non-residents | Rating |
|---|---|---|---|---|---|---|---|
| Kaspi Bank | Kazakhstan | Digital Bank | 无首存要求；Kaspi Gold 分行现场约 60 秒出卡 | 基础卡免年费，部分 premium 服务另计 | Must visit | Non-residents OK | ★ 4.2 |
| Halyk Bank | Kazakhstan | Traditional Bank | 基础账户无首存要求 | 基础服务免月费 | Must visit | Non-residents OK | ★ 4 |
| Freedom Bank | Kazakhstan | Traditional Bank | 无首存要求 | 免月费 | Must visit | Conditional | ★ 3.9 |
| Bank CenterCredit | Kazakhstan | Traditional Bank | 无首存要求 | 免月费 | Must visit | Conditional | ★ 3.8 |
| ForteBank | Kazakhstan | Traditional Bank | 无首存要求 | 免月费 | Must visit | Conditional | ★ 3.7 |
2 of the 5 accounts on this page explicitly accept non-residents (Kaspi Bank, Halyk Bank). "Accepts applications" does not mean guaranteed approval — banks still assess your ID, proof of address and source of funds. Without local residence or a tax number, prefer accounts marked as remotely openable.
In most cases yes. None of the accounts on this page is fully online — expect a branch visit or a scheduled interview, or use a provider that supports remote onboarding.
Minimums vary widely — see the "Minimum deposit" column. 5 account(s) have no minimum deposit, so you need not fund on day one. Also watch the minimum balance and monthly fee; dormant accounts can incur charges.
It depends on the account: online accounts are usually approved within minutes to a few working days, while branch or manually reviewed accounts typically take 1 to 3 weeks. The "How to apply" column shows the channel for each account, and timings are on the individual pages.