RelatedIndonesiaZero Min DepositOnline OnlyFast Approval

JeniusJenius

Indonesia 数字银行 Fully online Permit holders ★ 4.1
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Minimum depositNo initial deposit
Monthly feeNo monthly fee
Minimum balanceNo minimum balance
How to apply—
Processing timeOnline ~10 min
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • BTPN digital bank, Indonesia's benchmark
  • Fully online, multi-currency and cards
  • Great app, popular with young users

Things to note

  • Mainly for Indonesian residents
  • Expats need extra verification
  • No physical branches

Documents required

  • Passport or KTP
  • Indonesian phone number
  • Indonesian address

Fully online, done in minutes

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineDigital BankMulti-CurrencyFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

Other accounts in this region

Jenius (BTPN) ★ 4.3 Bank Jago ★ 4.3 SeaBank Indonesia ★ 4.2 Bank Jago ★ 4 Bank Central Asia ★ 3.9 Bank Mandiri ★ 3.8
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