Bank Central Asia中亚银行

Indonesia 传统银行 In-branch required Permit holders ★ 3.9
Minimum depositNo initial deposit
Monthly feeBasic account, fee by plan
Minimum balanceBasic account: fee if below balance
How to apply—
Processing time~1 hour (in branch)
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Indonesia's largest private bank, most branches
  • Friendly to permit-holding expats
  • Leading online banking, English support

Things to note

  • Non-residents usually need a residence permit
  • Must visit a branch
  • Some services Indonesian-only

Documents required

  • Passport
  • Indonesian KITAS/KITAP permit
  • Indonesian proof of address
  • NPWP tax number (optional)

Must apply in person at a branch; obtain a local tax/ID number first; valid residence permit or visa required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.