East West Bank华美银行

United States 传统银行 Online or in-branch Non-residents OK ★ 4.1
Minimum depositUsually $1,500+ (some lower)
Monthly feeAbout US$0-15/month
Minimum balanceBy type, ~$1,000-2,500
How to apply—
Processing timeOnline pre-check + signing, ~1-2 weeks
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Most Chinese-friendly, Chinese service
  • Some accounts support remote pre-review
  • SSN not strictly required

Things to note

  • Monthly fee and minimum balance not low
  • Remote opening needs video interview
  • Branches concentrated on the US West Coast

Documents required

  • Passport
  • Chinese ID card
  • Proof of address
  • W-8BEN form (some cases)

Remote or in-branch application; local proof of address required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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