Axos is a US online-only bank offering a range of checking/savings accounts with competitive rates for individuals and businesses.
Requires US residency and SSN; foreigners without US status cannot apply.
These are stable, standing account benefits (not time-limited) — available as long as you qualify:
No. Axos is only open to US residents and requires SSN; foreigners without US status cannot apply.
Some accounts need a $50–$250 opening deposit depending on the product; zero-deposit options also exist.
Have your US photo ID, SSN, US address and US mobile number ready, then verify.
A few minutes in the app; approval is usually instant to a few days.
Common reasons: not a US resident, invalid SSN, unmet deposit/minimum, or failed KYC.
Standing benefits: No Monthly Fee, Fully Online, Digital Bank, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).
Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.