Chase Bank大通银行

United States 传统银行 In-branch required Permit holders ★ 3.8
Minimum deposit$25 to activate
Monthly fee~$0-12/mo
Minimum balance$12/mo if below $1,500 (waivable)
How to apply—
Processing time~30-60 min
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Widest branch/ATM coverage in the US
  • Best-in-class app and online banking
  • Smooth transfers with brokerage accounts

Things to note

  • Basically impossible without SSN/ITIN
  • Monthly-fee waiver conditions must be met
  • Non-residents almost cannot open remotely

Documents required

  • Passport
  • US visa
  • SSN or ITIN
  • US proof of address

Must apply in person at a branch; obtain a local tax/ID number first; valid residence permit or visa required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.