Bank of East Asia (BEA)东亚银行 Bank of East Asia
Hong Kong, China
传统银行（本地华资）
In-branch required
Permit holders
★ 4
About this bank
Major local Hong Kong bank with ~120 branches; relatively foreigner-friendly and lower threshold than HSBC/SC.
Advantages
- Relatively foreigner-friendly channel
- Multi-currency accounts, free FX
- Often fee-free for first two years
Things to note
- Must appear in Hong Kong in person
- Needs address proof and source-of-funds
- Lower than intl banks but still document-heavy
Documents required
- Passport (mainland: Exit-Entry permit)
- Address proof within 3 months
- Source of funds / income proof (optional but advised)
Book an in-person appointment via website / hotline; bring all documents to a branch with global / cross-border service.
Notes for foreign applicants
Non-residents can open but must appear in person. Need passport (mainland clients: Exit-Entry permit), address proof within 3 months, source-of-funds note. Some accounts need initial deposit. No remote online opening.
Card & delivery
After approval, how do you actually get the card? This varies a lot by bank — some hand it over on the spot, others mail it, and some mail only to a domestic address.
BEA mails the Multi-currency Debit Card to your registered correspondence address after application; the ATM PIN is mailed separately (within about 6 business days).
Verified 2026-11-04. Confirm with the bank before applying.
What actually happened
Takes about 30 seconds: approved or not, where it got stuck, how many days. Email is optional, and we never ask for your name.
Opening offers & benefits
Standing benefits
These are stable, standing account benefits (not time-limited) — available as long as you qualify:
FAQ
Can non-residents open an account with Bank of East Asia (BEA)?
Yes. Non-residents can open but must appear in person in Hong Kong; no pure online opening.
How much money do I need to open a Bank of East Asia (BEA) account?
Some accounts need initial deposit (e.g. ~HK$1,000); first two years often fee-free.
What documents are required for a Bank of East Asia (BEA) account?
Passport (mainland: Exit-Entry permit), address proof within 3 months, source of funds.
How long does Bank of East Asia (BEA) account opening take, and must I visit a branch?
About 3–7 business days after in-person signing (if documents complete).
Why might a Bank of East Asia (BEA) application be rejected?
Common reasons: invalid address proof, unclear source of funds, incomplete docs, high-risk industry.
Does Bank of East Asia (BEA) have any opening offers or new-account rewards?
Standing benefits: No Monthly Fee, No Min Deposit, Multi-Currency. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).
How do I get the Bank of East Asia (BEA) card after my account is approved?
Card type: Physical card. How to get it: Mailed to registered address. Mailing scope: International shipping. BEA mails the Multi-currency Debit Card to your registered correspondence address after application; the ATM PIN is mailed separately (within about 6 business days).
Ready? Open your account
Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.
