RelatedMyanmarZero Min DepositOnline OnlyFast Approval

AYA BankAYA 缅甸

Myanmar 传统银行 In-branch required Residents only ★ 3.4
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Minimum depositCurrent account minimum balance is only MMK 1,000 (approx. ¥3)
Monthly feeCheque book MMK 7,500 plus stamp duty; low maintenance fee
Minimum balanceCurrent account must be kept above MMK 1,000
How to apply—
Processing timeAbout 30-60 min in branch
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Around 227 branches nationwide — among the widest coverage in Myanmar
  • Current account minimum balance is just MMK 1,000
  • 24-hour internet and mobile banking
  • Clear business-visa route for foreign residents

Things to note

  • Cross-border transfers are often blocked or returned by overseas banks
  • Few FX branches (only four)
  • Kyat is volatile and the official rate diverges sharply from the street rate

Documents required

  • NRC or passport copy
  • Valid business visa (foreigners)
  • One or two passport photos
  • FRC (Foreigner Registration Certificate)
  • Proof of address

Get an FRC first (mandatory for stays over 90 days), then bring your passport, business visa and photos to a branch

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

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