This page compares 5 accounts available in Myanmar, listing minimum deposit, monthly fee, how to apply and non-resident eligibility one by one: 1 can be opened fully online, 0 explicitly accept non-residents, 1 have no minimum deposit. Click any account for the full document checklist, pros and cons and common rejection reasons.
Data updated 2026-10-01 · compiled from published bank terms
| Account | Region | Type | Minimum deposit | Monthly fee | How to apply | Non-residents | Rating |
|---|---|---|---|---|---|---|---|
| Wave Money | Myanmar | Digital Bank | 注册即开通，无最低存款 | 基础钱包免月费 | Online | Not for non-residents | ★ 3.5 |
| KBZ Bank | Myanmar | Traditional Bank | 缅元账户约 1,000 缅元起 | 基本账户免月费；休眠满一年收 1 单位 | Must visit | Conditional | ★ 3.4 |
| AYA Bank | Myanmar | Traditional Bank | 往来账户最低余额仅 MMK 1,000（约 ¥3） | 支票簿 MMK 7,500 + 印花税；账户维护费低 | Must visit | Not for non-residents | ★ 3.4 |
| CB Bank | Myanmar | Traditional Bank | 外币账户约 100 美元 / 欧元 / 新元起 | 一年无往来活动收 1 单位；销户 10 单位 | Must visit | Conditional | ★ 3.3 |
| Yoma Bank | Myanmar | Traditional Bank | 约 10,000 缅元起存 | 基本账户免月费 | Must visit | Conditional | ★ 3.1 |
None of the 5 accounts on this page is open to non-residents without conditions, but 3 accept foreigners who meet extra requirements (KBZ Bank, CB Bank, Yoma Bank) — typically a valid visa or residence permit, and usually an in-branch visit. See each account page for details.
Not necessarily. 1 of the 5 accounts can be opened fully online (Wave Money), with no branch visit; the remaining 4 still require a branch visit or an appointment. Online opening depends on whether your documents pass automated checks.
Minimums vary widely — see the "Minimum deposit" column. 1 account(s) have no minimum deposit, so you need not fund on day one. Also watch the minimum balance and monthly fee; dormant accounts can incur charges.
It depends on the account: online accounts are usually approved within minutes to a few working days, while branch or manually reviewed accounts typically take 1 to 3 weeks. The "How to apply" column shows the channel for each account, and timings are on the individual pages.