Malaysia's national e-wallet, covering convenience stores, supermarkets, parking, RFID highway tolls, public transport and utility bills, and usable directly at Alipay+ merchants in mainland China.
!Not a bank. TnG eWallet is an e-money issuer licensed by Bank Negara Malaysia (BNM). Balances are e-money, not bank deposits, and are not insured by Perbadanan Insurans Deposit Malaysia (PIDM).
Yes — tourist registration was officially opened in 2025: you need a passport with at least 6 months' validity plus a phone number from a supported country (currently ASEAN countries, with a WhatsApp account; the operator says mainland China, Korea, Hong Kong, Taiwan and Japan will be added progressively). The tourist tier has no cash withdrawal, investment or insurance features, and reloading with a non-Malaysian card may cost up to about 2.6%. Cash reloads at 7-Eleven and KK Mart still work.
No mandatory minimum; tourist/unverified accounts are generally capped around RM5,000 balance with ~RM1,000 per reload｜Free to open. Convenience-store cash reloads usually carry a small fee (roughly RM2 per RM100); card reloads with a foreign-issued card can cost up to about 2.6%. Local DuitNow and bank transfers are usually free.
Unverified/tourist accounts: generally ~RM5,000 balance cap and ~RM1,000 per reload; verifying with a MyKad raises the limit to roughly RM20,000 (confirm current figures in-app). Balances are e-money and are not insured by PIDM.
Yes — tourist registration was officially opened in 2025: you need a passport with at least 6 months' validity plus a phone number from a supported country (currently ASEAN countries, with a WhatsApp account; the operator says mainland China, Korea, Hong Kong, Taiwan and Japan will be added progressively). The tourist tier has no cash withdrawal, investment or insurance features, and reloading with a non-Malaysian card may cost up to about 2.6%. Cash reloads at 7-Eleven and KK Mart still work.
Local bank account: Not required. Items typically needed: Passport valid for at least 6 months; A phone number from a supported (currently mainly ASEAN) country plus a WhatsApp account; A Malaysian or foreign Visa/Mastercard debit or credit card for reloads; A smartphone with internet access; A Malaysian address (may be requested on the form).
Typically: Passport valid for at least 6 months; A phone number from a supported (currently mainly ASEAN) country plus a WhatsApp account; A Malaysian or foreign Visa/Mastercard debit or credit card for reloads; A smartphone with internet access; A Malaysian address (may be requested on the form).
How to sign up: Fully online — register your number in the app, choose the foreigner path, upload your passport and complete a face scan (Registration takes about 5–10 minutes; passport review usually 1–3 working days). Steps: 1) Download the Touch 'n Go eWallet app 2) Enter your phone number, confirm the SMS code and set a 6-digit PIN 3) Choose the foreigner / passport verification path 4) Upload a clear, glare-free photo of your passport bio page and complete the face scan 5) Wait 1–3 working days for approval 6) Reload via convenience-store cash, card or DuitNow, then scan to pay Fees: Free to open. Convenience-store cash reloads usually carry a small fee (roughly RM2 per RM100); card reloads with a foreign-issued card can cost up to about 2.6%. Local DuitNow and bank transfers are usually free.
Unverified/tourist accounts: generally ~RM5,000 balance cap and ~RM1,000 per reload; verifying with a MyKad raises the limit to roughly RM20,000 (confirm current figures in-app). Balances are e-money and are not insured by PIDM.
E-wallet rules change often — always follow the latest instructions in the official app.