The Netherlands’ best-known way to split the bill: send friends a payment link and they settle it instantly via iDEAL. It is the default for dinners, group buys and club fees.
!Not a bank. Tikkie operates as a payment-request service from a Dutch bank, built on iDEAL and bank accounts; wallet balances are e-money / stored value, NOT deposits, and are outside deposit-insurance protection. Funds are safeguarded in segregated / trust accounts under the applicable rules, not covered by any deposit guarantee scheme.
Paying works with any iDEAL-enabled European bank. To receive you need a Dutch bank account and a Dutch mobile number, so visitors without a local account cannot open a receiving account.
No top-up concept — payments are debited per request｜Free for personal use; business versions charge per transaction.
Per-payment amounts are governed by iDEAL and your bank’s limits, shown in the app. Tikkie itself holds no balance.
Paying works with any iDEAL-enabled European bank. To receive you need a Dutch bank account and a Dutch mobile number, so visitors without a local account cannot open a receiving account.
Local bank account: A Dutch bank account is needed to receive; anyone with an iDEAL-enabled European bank can pay. Items typically needed: A Dutch bank account (to receive); A Dutch mobile number; Payers need an iDEAL-enabled European bank account.
Typically: A Dutch bank account (to receive); A Dutch mobile number; Payers need an iDEAL-enabled European bank account.
How to sign up: Fully online — generate a payment link in the app or web; payers settle via iDEAL (About a minute to generate a payment link). Steps: 1) Open a Dutch bank account (non-residents can apply; BSN usually needed) 2) Download the Tikkie app or open the web version 3) Register with your Dutch number and link your bank account 4) Enter an amount and description to generate a link or QR 5) Send it to payers, who settle via iDEAL Fees: Free for personal use; business versions charge per transaction.
Per-payment amounts are governed by iDEAL and your bank’s limits, shown in the app. Tikkie itself holds no balance.
E-wallet rules change often — always follow the latest instructions in the official app.