A widely used AU/NZ bank-direct payment — no card or third-party account needed; log into your own online banking to pay in real time.
!Not a bank. POLi is a bank-direct payment; funds are debited straight from your account, not held by POLi (migrating to PayTo).
Yes. Foreigners with an AU/NZ account can use it (needs online banking); foreign cards alone won’t work.
No top-up; direct from bank account｜Free for buyers (merchant-funded); no extra fee.
Limits by bank and merchant
Yes. Foreigners with an AU/NZ account can use it (needs online banking); foreign cards alone won’t work.
Local bank account: Need an AU or NZ bank account. Items typically needed: AU/NZ bank account; Online-banking credentials; Phone/email.
Typically: AU/NZ bank account; Online-banking credentials; Phone/email.
How to sign up: Online — pick POLi at checkout, log into online banking, authorize (Instant after banking authorization). Steps: 1) Pick POLi at checkout 2) Select your bank and log in 3) Choose account and authorize 4) Complete payment Fees: Free for buyers (merchant-funded); no extra fee.
Limits by bank and merchant
E-wallet rules change often — always follow the latest instructions in the official app.