One of Brazil's largest digital wallets/accounts, combining Pix instant transfers, bill payments, credit cards and investments; founded in 2012 and listed on Nasdaq in January 2026.
!Not a bank deposit. PicPay holds a Central Bank payment-institution license (2020) and a financial-institution license (2022); deposits in its digital account are FGC-protected (up to BRL 250,000 per depositor per institution). This entry covers the payment-wallet features inside the app: wallet balances and payment tools run under payment rules and are distinct from bank deposits.
Partially. The official help center accepts a Brazilian CPF or a foreigner's national registry number (RNE), plus a Brazilian phone number (with area code) and facial recognition; pure tourists with no Brazilian ID number generally cannot register.
No mandatory minimum top-up｜Free to register; Pix and in-wallet transfers are free; other charges as published in the app
Limits rise with verification level as published in the app; the nature of wallet balances versus digital-account funds follows the in-app agreement.
Partially. The official help center accepts a Brazilian CPF or a foreigner's national registry number (RNE), plus a Brazilian phone number (with area code) and facial recognition; pure tourists with no Brazilian ID number generally cannot register.
Local bank account: Not required — the wallet is standalone; top up by card or Pix. Items typically needed: A CPF or RNE; A Brazilian phone number with area code; An email address; Facial recognition (front camera).
Typically: A CPF or RNE; A Brazilian phone number with area code; An email address; Facial recognition (front camera).
How to sign up: Register in the app (CPF or RNE + Brazilian number + selfie facial recognition) (Registration takes about 10-15 minutes). Steps: 1) Download PicPay 2) Enter your CPF or RNE 3) Fill in personal details and your Brazilian number 4) Complete facial recognition 5) Set a payment password and top up via Pix or card Fees: Free to register; Pix and in-wallet transfers are free; other charges as published in the app
Limits rise with verification level as published in the app; the nature of wallet balances versus digital-account funds follows the in-app agreement.
E-wallet rules change often — always follow the latest instructions in the official app.