ePayePay

Bulgaria E-wallet Foreigners restricted Not a bank · not insured ★ 3.6

Open on official site ↗

OperatorePay.bg (Bulgarian PI)

Minimum top-upNo strict minimum; card or cash top-up

Main feesUsually free or low for buyers; merchant/biller fees separate.

Local bank neededCard or transfer; cash top-up at outlets

How to sign upOnline/offline — register, fund by card/cash, pay bills/shop

Sign-up timeMinutes

Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this wallet

A long-standing Bulgarian payment and bill-pay platform for utilities, top-ups, taxes and e-commerce via card and cash.

!Not a bank. ePay is a Bulgarian payment institution for bill pay and e-wallet; funds regulated, not deposits.

Can foreigners or tourists open it?

Limited. Mainly Bulgarian bills/accounts; foreigners need a local account.

Advantages

Huge Bulgarian bill coverage
Cash and card channels
Low buyer fees

Limitations

Low international use
Traditional UX
Not deposit-insured

What you need

Email/phone
Bulgarian account/card
Cash top-up receipt

No strict minimum; card or cash top-up｜Usually free or low for buyers; merchant/biller fees separate.

How to sign up

Register at epay.bg
Fund by card or cash
Choose bill/merchant
Confirm payment

Limits & protection

By account and channel

FAQ

Can a foreigner or tourist open ePay?

Limited. Mainly Bulgarian bills/accounts; foreigners need a local account.

Do I need a local bank account or a local phone number for ePay?

Local bank account: Card or transfer; cash top-up at outlets. Items typically needed: Email/phone; Bulgarian account/card; Cash top-up receipt.

What documents are required to open ePay?

Typically: Email/phone; Bulgarian account/card; Cash top-up receipt.

How do I sign up for and top up ePay?

How to sign up: Online/offline — register, fund by card/cash, pay bills/shop (Minutes). Steps: 1) Register at epay.bg 2) Fund by card or cash 3) Choose bill/merchant 4) Confirm payment Fees: Usually free or low for buyers; merchant/biller fees separate.

Are there limits on ePay? Is the balance deposit-insured?

By account and channel

Ready? Open it officially

E-wallet rules change often — always follow the latest instructions in the official app.

Open on official site ↗ We charge no fees and cannot guarantee approval — always apply through official channels.

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