Easy Wallet悠遊付

Taiwan, China E-wallet Foreigners OK Not a bank · not insured ★ 4.2
OperatorEasyCard Corporation (an FSC-approved electronic payment institution)
Minimum top-upNo mandatory minimum; an initial stored value of NT$100–500 is typical
Main feesSpending and transfers are usually free; excess withdrawals or interbank transfers may be charged.
Local bank neededUsually required — you link a Taiwanese bank account or credit card
How to sign upFully online — register with a Taiwan number and complete real-name verification
Sign-up timeAbout 10–20 minutes
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this wallet

The e-payment wallet from EasyCard Corporation. Its biggest advantage is seamless transit coverage — Taipei MRT, buses and YouBike — plus convenience stores, supermarkets and bill payment.

!Not a bank. Easy Wallet operates as an Electronic Payment Institution approved by Taiwan’s FSC; stored value sits in an e-payment account; wallet balances are e-money / stored value, NOT deposits, and are outside deposit-insurance protection. Funds are safeguarded in segregated / trust accounts under the applicable rules, not covered by any deposit guarantee scheme.

Can foreigners or tourists open it?

Yes, under Taiwan conditions. You need a Taiwan mobile number and a UI number or ARC for real-name verification; short-term visitors without a UI number generally cannot pass.

Advantages

  • Best transit integration: MRT, bus and YouBike
  • Can auto-top-up your EasyCard
  • FSC-approved with segregated stored-value accounts

Limitations

  • Requires a Taiwan number and UI number — hard for tourists
  • Stored-value caps apply
  • Almost no cross-border or multi-currency support

What you need

  • A Taiwan mobile number
  • A UI number or ARC for foreigners
  • Passport
  • A Taiwanese bank account or credit card

No mandatory minimum; an initial stored value of NT$100–500 is typical|Spending and transfers are usually free; excess withdrawals or interbank transfers may be charged.

How to sign up

  1. Download the Easy Wallet app
  2. Register and verify with your Taiwan number
  3. Enter your name and UI/ARC number and upload your ID
  4. Link a bank account or credit card
  5. After verification you can store value, ride transit and pay

Limits & protection

Under FSC e-payment rules, basic accounts have low monthly and balance caps, raised after higher-tier verification. Check the app. Balances are not deposits and are not deposit-insured.

FAQ

Can a foreigner or tourist open Easy Wallet?

Yes, under Taiwan conditions. You need a Taiwan mobile number and a UI number or ARC for real-name verification; short-term visitors without a UI number generally cannot pass.

Do I need a local bank account or a local phone number for Easy Wallet?

Local bank account: Usually required — you link a Taiwanese bank account or credit card. Items typically needed: A Taiwan mobile number; A UI number or ARC for foreigners; Passport; A Taiwanese bank account or credit card.

What documents are required to open Easy Wallet?

Typically: A Taiwan mobile number; A UI number or ARC for foreigners; Passport; A Taiwanese bank account or credit card.

How do I sign up for and top up Easy Wallet?

How to sign up: Fully online — register with a Taiwan number and complete real-name verification (About 10–20 minutes). Steps: 1) Download the Easy Wallet app 2) Register and verify with your Taiwan number 3) Enter your name and UI/ARC number and upload your ID 4) Link a bank account or credit card 5) After verification you can store value, ride transit and pay Fees: Spending and transfers are usually free; excess withdrawals or interbank transfers may be charged.

Are there limits on Easy Wallet? Is the balance deposit-insured?

Under FSC e-payment rules, basic accounts have low monthly and balance caps, raised after higher-tier verification. Check the app. Balances are not deposits and are not deposit-insured.

Ready? Open it officially

E-wallet rules change often — always follow the latest instructions in the official app.

Open on official site ↗ We charge no fees and cannot guarantee approval — always apply through official channels.