The wallet from Careem, the Middle East ride-hailing platform, used in the UAE for transfers, bill payment, mobile top-ups and international remittance, integrated with Careem rides.
!Not a bank. Careem Pay operates as a Stored Value Facility licensed by the Central Bank of the UAE; wallet balances are stored value, not bank deposits; wallet balances are e-money / stored value, NOT deposits, and are outside deposit-insurance protection. Funds are safeguarded in segregated / trust accounts under the applicable rules, not covered by any deposit guarantee scheme.
Yes. You need a UAE mobile number and a passport or Emirates ID for verification. Visitors can try registering with a passport but with lower limits; an Emirates ID raises them.
No mandatory minimum; an initial top-up of AED 50–200 is typical｜In-wallet transfers and payments are usually free; cross-border remittance and international transactions are charged per transfer.
Limits scale with verification tier; passport-registered accounts have lower caps, raised after Emirates ID verification. Check the app. Balances are not deposits and are not deposit-insured.
Yes. You need a UAE mobile number and a passport or Emirates ID for verification. Visitors can try registering with a passport but with lower limits; an Emirates ID raises them.
Local bank account: Not required — you can link a card or bank account. Items typically needed: A UAE mobile number; Passport or Emirates ID; A bank card (optional).
Typically: A UAE mobile number; Passport or Emirates ID; A bank card (optional).
How to sign up: Fully online — register with a UAE number and passport or Emirates ID (About 10–20 minutes; verification usually same-day). Steps: 1) Download the Careem app and open Careem Pay 2) Register with your UAE mobile number 3) Upload your passport or Emirates ID for verification 4) Link a card or top up 5) You can now transfer, pay bills and remit Fees: In-wallet transfers and payments are usually free; cross-border remittance and international transactions are charged per transfer.
Limits scale with verification tier; passport-registered accounts have lower caps, raised after Emirates ID verification. Check the app. Balances are not deposits and are not deposit-insured.
E-wallet rules change often — always follow the latest instructions in the official app.