Right now, all content, your "can I open it?" prescreen verdict, the printable Account Pass, and the real-result stats are free. The only money we might ever take is a membership fee you choose to pay — and only once the sample is solid. The free tier stays free forever.
Most sites in this space earn referral commissions from banks — they get paid when you open an account. We don't touch commissions, because that would stop us from having only your back.
We take zero commission from any bank or institution, so who we recommend is never tilted by a payout.
Every feature is free today — no card needed. If we ever charge, it can only be a membership fee, and the free tier never moves.
Banks are listed by how likely you are to succeed — not by which one pays the highest commission.
No all-or-nothing. Start free, decide later if it's worth it.
We've thought seriously about a membership (one-time pass / monthly) to fund ongoing rule verification and tooling. But one iron rule is promised here, in public:
No price traps, no card-pressure — we give you certainty first; you decide if it's worth it.
Yes. Every feature — content, prescreen, Account Pass, result stats, the report form — is 100% free right now, no card, no hidden fees. Use it anytime.
We take no referral commission from any bank or institution. If we ever charge, the only source can be a user membership fee, so recommendations are ranked by your odds of success, not by who pays the highest commission. It's the rarest — and most valuable — stance in this space.
Today the site is kept running and verified by the founder's own investment. If it becomes sustainable later, the only possible model is a membership fee — with the free tier always free, never held hostage by commissions or ads.
Only if the real-result sample is solid enough to create certain value for you — and we strictly enforce "no charge until the sample is solid". Even then, the free tier (all content + prescreen verdict + result stats) stays free. We won't use a fake "Beta discount" to push you to bind a card now.
The prescreen verdict is general guidance — not financial or legal advice, and it does not guarantee approval. Follow the bank / wallet's latest official rules before applying. The most reliable info comes from people who've actually done it — that's why we ask you to "report your real result".