RelatedArmeniaZero Min DepositOnline OnlyFast Approval

UnibankUnibank

Armenia 传统银行 In-branch required Non-residents OK ★ 3.9
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Minimum depositFree to open, no mandatory initial deposit
Monthly feeNon-resident multi-currency card about AMD 100,000/year; GOLD card about AMD 200,000/year
Minimum balanceNo minimum balance requirement
How to apply—
Processing timeCard can be issued the same day (express service costs about AMD 125,000 extra)
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Lowest entry barrier for non-residents — just passport and Social Card
  • Card can be issued the same day
  • Preliminary application can be filed online
  • Relatively tolerant of short stays

Things to note

  • Non-resident annual fees are steep (~AMD 100,000 for a multi-currency card)
  • Express card issuance is expensive
  • Scrutiny tightens quickly once turnover grows

Documents required

  • Foreign passport
  • Social Card
  • Proof of address (requested at some branches)

Submit pre-screening on the official site, then bring your passport and social card to a branch to collect the card

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Min DepositNon-Resident
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

Other accounts in this region

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