Banco Santander桑坦德银行

Spain 传统银行 In-branch required Permit holders ★ 3.5
Minimum depositNo initial deposit
Monthly fee€0-10/month (conditionally waived)
Minimum balanceFee waived with payroll etc.
How to apply—
Processing timeNIE, ~3-10 days
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Most branches in Spain
  • Mature digital platform
  • Strong LatAm synergy

Things to note

  • Non-resident accounts need higher balance
  • Free conditions hard to meet
  • Spanish-speaking counters

Documents required

  • Passport
  • NIE number
  • Spanish proof of address
  • Income proof

Must apply in person at a branch; obtain a local tax/ID number first; local proof of address required

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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