RelatedMulti-currencyZero Min DepositOnline OnlyFast Approval

RevolutRevolut

Multi-currency 多币种账户 Fully online Permit holders ★ 4.3
Open account ↗
Minimum depositNo minimum deposit
Monthly feeBasic plan free; advanced plans paid
Minimum balanceNo minimum balance
How to apply—
Processing timeAbout 15 min online
Institution typeMulti-currency Account
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Multi-currency, crypto and stocks in one
  • Good FX rates and cashback
  • Very feature-rich app

Things to note

  • Mainland users restricted, usually need overseas address
  • Virtual cards unavailable in some regions
  • Not a bank

Documents required

  • Passport
  • EEA/UK address (some plans)
  • Identity verification

Fully online, done in minutes; just a passport/ID card plus a phone number

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineMulti-CurrencyFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

Other accounts in this region

Wise ★ 4.6 Airwallex ★ 4.3 Payoneer ★ 4.2 WorldFirst ★ 4.2

Guides mentioning this bank

Open a Bank Account Fully Online — No Branch Visit→ Bank Accounts Non-Residents Can Open (2026 List)→ Multi-Currency Accounts Compared: Wise, Revolut, Paysera→ Cheapest Way to Send Money Abroad: SWIFT vs Wise vs Banks→ CRS and FATCA: What You Should Know About Reporting Overseas Accounts→
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