RelatedUruguayZero Min DepositOnline OnlyFast Approval

Prex UruguayPrex 乌拉圭

Uruguay 数字银行 Fully online Permit holders ★ 4.1
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Minimum depositApplication, annual and maintenance fees are all 0
Monthly feeNo maintenance fee
Minimum balanceNo minimum balance
How to apply—
Processing timeAbout 5 min in the app; the virtual card is available instantly
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Fully in-app onboarding with USD 0 to apply, renew or maintain
  • Holds UYU and USD and converts between them in the app
  • A foreign passport is enough to register — the default first card for new arrivals
  • Receives PayPal and Payoneer payouts, and can issue an ARS-linked sub-card

Things to note

  • Accounts registered on a foreign passport cap cumulative top-ups at USD 15,000, after which you must evidence source of funds
  • ATM withdrawals are charged per withdrawal (about USD 3 plus tax)
  • If the peso balance runs out the system auto-debits USD at a poor internal rate

Documents required

  • Passport or Uruguayan ID
  • Uruguayan mobile number
  • Photos of the ID (foreign passports need a clear manual upload)
  • Selfie liveness check
  • Email

After submitting your ID in the app, collect the physical card (for a fee) at a large Abitab branch; remember to update your identity once you have a cédula

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositFully OnlineDigital BankFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.

Other accounts in this region

BROU (Banco República Oriental del Uruguay) ★ 4.2 Banco Santander Uruguay ★ 3.9 Itaú Uruguay ★ 3.8 Scotiabank Uruguay ★ 3.8
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